Oct 22, 2025 · Annually, WTW publishes a summary of prescribed U.S. valuation interest rates for life insurance and annuity products. These interest rates are used in determining minimum …

Get insights into life insurance interest rates with our comprehensive guide, helping you make informed coverage decisions.

Dec 9, 2025 · This form provides actual and estimated maximum valuation and Non-Forfeiture Interest Rates for Life Insurance and maximum Valuation Interest Rates for Annuities.

US life insurers are expected to see a benefit to investment income amid high interest rates in 2024, but investors will likely still be watching for potential issues related to their commercial …

May 21, 2025 · Here are two quick ways to get a decent estimate, but if you’d like more guidance Guardian can help: 1. Multiply your income by 10. Take your annual income and add a "0" at …

Nov 3, 2025 · Cash value life insurance, also known as permanent life insurance, includes a cash component in addition to a death benefit, which is intended to be a tool to help protect your …

Mar 18, 2024 · Use independent insurance quote platforms to get unbiased comparisons from leading national and regional insurance carriers.

Dec 17, 2025 · For a snapshot of those prices, NerdWallet compared average life insurance rates for men and women at different ages and health tiers, across multiple coverage options.

Nov 5, 2020 · Competitive rates: With the best cash value companies you will pay a low interest rate on the policy loan in contrast to other types of loans, typically in line with how much your …

Jun 9, 2025 · In this article, we’ll break down how interest rate environments affect life insurance products, how insurers respond to rate changes, and what you need to know when selecting …