See the benefits and limitations, plus a cost analysis.

Capital for Life’s IUL Survey 2026 reveals how high-net-worth investors are using Indexed Universal Life for planning, liquidity, and ...

This complex product has potential upsides but also risks.

A joint life insurance policy covers two people with one death benefit. These policies are usually permanent life insurance ...

Universal life policy benefits stand out for one reason that rarely gets explained clearly: they combine lifelong coverage with the benefits of flexible premiums and a cash value component that ...

Four billion years ago, Earth was violent, hot, and unstable. Yet new research suggests that by then, life had already reached a surprising level of complexity. At that time lived the last universal ...