Does your car insurer need to know all your kids? Michigan cases raise question

Who you list on your policy matters more than most drivers realize, especially when it comes to who lives in your home.

GEICO sues Detroit mom for not putting 12-year-old on policy. Even drivers who don't list toddlers could see claims denied. What’s the rule for real?

Rather than a standard update on her claim, the letter McCaskill received from GEICO noted that her policy was “under review ...