Average credit scores dropped in all 50 U.S. states between 2024 and 2025, pointing to growing financial strain for many ...

JPMorgan Chase (JPM) has reached a deal to acquire Apple Card's $20B portfolio from Goldman Sachs at a discount, deepening ...

In recent days, Fair Isaac Corporation reported quarterly results with revenue broadly matching analyst expectations but issued full-year guidance that came in below consensus and included a slight ...

What credit score do I need to secure the best mortgage rate? According to industry experts and recent data, the short answer ...

FICO’s agreement to release long-delayed historical 10T data clears the final obstacle to implementing more modern, inclusive credit scoring models at Fannie Mae and Freddie Mac In a move that Federal ...

Fannie Mae announced that it no longer requires a minimum FICO credit score for loans processed through its Desktop Underwriter system. Supporters of the move feel this can open up conventional loan ...

Fannie Mae no longer requires borrowers to have a 620 minimum credit score if the loan is processed through its Desktop Underwriter system. As of Nov. 16, 2025, it joined Freddie Mac, which made a ...

The enhanced UltraFICO score solution uses Plaid's systems to accept and analyze real-time cash-flow data, or information about the money moving in and out of a consumer's financial accounts. Older ...

For consumers who are heavy on savings and light on credit history, a new partnership in the world of credit scores could help them lock down a loan. FICO, the company basically synonymous with the ...

Starting Nov. 15, Fannie Mae is eliminating its 620 minimum middle credit score requirement for purchase and refinance home loan credit decisions. Fannie is following Freddie Mac’s lead from several ...