Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

Voya Financial provides disability insurance to help protect policyholders when they can no longer work due to an illness or injury. However, the company has a history of wrongfully denying claims and ...

Provident provides disability insurance to help protect policyholders when they can no longer work due to an illness or injury. However, the company has a history of wrongfully denying claims and ...

How would you support yourself or your loved ones if you couldn't work due to an injury or illness? A majority of respondents said they'd dip into financial reserves or borrow, according to a study by ...

One man in Connecticut, a former insurance executive himself, is taking on a multi-billion-dollar portion of the insurance industry. His own long-term care policy premium has gone up nearly 300% from ...

When you begin to explore your long term care insurance cost, it’s easy to get overwhelmed by numbers, fine print and “what-ifs”. Yet this cost is critically important: after all, most of us will need ...

Deciding between a stand-alone or hybrid long-term care policy can be confusing. We asked ChatGPT for advice, then had a licensed long-term care insurance specialist review its answer line by line.

November marks “Long-Term Care Awareness Month.” This year, advisors are using the occasion to highlight the growing pressure on adults caring for both aging parents and their own children. This ...

Nationwide is broadening its long-term care (LTC) portfolio with the launch of Nationwide CareMatters Annuity, a product designed to help retirees and pre-retirees protect their assets from the rising ...

Short-term disability is a type of government-run insurance or employer benefit that gives you income replacement for a temporary period when you are unable to work due to a covered illness, injury, ...

Short-term disability is benefit that gives you temporary income, lasting from several weeks to several months, in the event you are unable to work due to an illness or injury. In the United States, ...