Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

Learn how elimination periods impact insurance costs and benefits. Discover tips for choosing the right waiting period for ...

About 1 in 7 Americans will spend at least $100,000 out of pocket for long-term care. Health insurance generally doesn't cover long-term care services, and Medicare doesn't cover most expenses. Not ...

Demand and costs for care are rising at the same time that a labor shortage threatens to worsen. How can you plan for this need now? By Mark Miller Samir Shah is a forecaster — but he’s an expert on ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Will you need long-term care in retirement? Most of us haven’t asked the question or planned for the possibility. Washington has long been in a state of denial on the topic, too. Policymakers have ...

When healthcare inflation is outpacing salary growth, financial planning is no longer optional for people living with ...

Injuries caused by sudden incidents are often measured in broken bones, hospital stays, and time away from work. Yet for many people, the most serious effects do not appear on an X-ray or heal within ...

Long-term care can be costly, extending well beyond $100,000. Yet, financial advisors say many households aren't prepared to manage the expense. "People don't plan for it in advance," said Carolyn ...

Long-term care can be costly, extending well beyond $100,000. Yet, financial advisors say many households aren't prepared to manage the expense. Stream Connecticut News for free, 24/7, wherever you ...