That mental shift is real, even if the math stays the same. An 850 score is wasted on a mediocre credit card. Here are the ...

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

A good credit score opens doors, but it does not guarantee approval. Lenders look at far more than just one number—and that ...

MarketWatch talked to credit experts to develop an order of operations to improve your credit score ASAP and get better loan ...

My husband and I recently paid off our car loan early. It was the last piece of debt we had. We did so to prepare for our ...

What credit score do I need to secure the best mortgage rate? According to industry experts and recent data, the short answer ...

Shutting down a credit card often feels like a clean, responsible move, but it can quietly affect your credit score.

Simple New Year resolutions can help borrowers improve their credit score through timely repayments, smart credit utilisation ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Credit scores have dropped in all 50 states over the past year, as credit card balances swell and more people struggle to ...

Colorado’s average credit score fell about one percent over the past year, placing the state among those with the largest ...

A credit score isn’t fixed, so with the right habits and a little consistency, your score can improve faster than you think.