The main difference between a W-9 and a 1099 is that you fill out a W-9, while the business or entity that is paying you ...

Follow these tips to help clients draw down their retirement funds in a tax-efficient manner and avoid common mistakes.

Investors with self-directed retirement plans can include many types of alternative assets within their plans. These include real estate, precious metals, private equity funding, promissory notes, ...

Contributing money to a traditional or Roth IRA can help you save money for retirement on a tax-advantaged basis. Should you ...

April 15 is your deadline for filing your 2025 tax return, and it’s also your deadline for funding an IRA for 2025. If you haven’t yet made your contribution, it’s time to get on the stick. For 2025, ...

Thrift Savings Plan participants and spousal beneficiaries can shift money from traditional, pre-tax TSP balances to Roth accounts without leaving the plan, starting in January 2026. Starting in late ...

I’m 72 years old and have my IRA in stock. I start required minimum distributions next year so I want to convert to a Roth IRA. How much should I convert? Should I do it all at once or should I do it ...

When you reach retirement age, financial decisions become even more important as you are no longer generating income from working. Every choice you make about your money has a direct impact on your ...

Most people take RMDs toward the end of the year, which is probably better if you’re doing other things like qualified charitable distributions. First-time RMD takers can delay until April 1, but they ...

You won't be able to file your 2025 federal income tax returns before the Internal Revenue Service announces the official start of 2026 tax season — the IRS usually makes this announcement around ...

All future growth is tax-free, so stock market rallies don't increase how much you'll have to pay in taxes. You can delay Social Security to maximize the benefit and use those lower-earning years to ...

Knowing when to issue which kind of 1099 form to someone you paid money to can be a mystery to small business owners, but ...