Utility costs in Maryland are rising sharply, prompting Pepco and the Salvation Army to expand their relief program.

You may have options if a debt settlement no longer feels right, but the timing, paperwork and payments matter.

Nearly one-quarter of consumers (23%) have scores over 800, according to Experian (UK:EXPN) (EXPGY) data. Credit scores reflect a person's payment history, not their income - but higher-income ...

You may have a legal obligation to repay old debts, but there are also strict limits on debt collectors' tactics.