Greg DePersio has 13+ years of professional experience in sales and SEO and 3+ years as a writer and editor. Simple interest is calculated only on the principal balance of the loan each period.

Your chances of getting approved for a personal loan with a lower interest rate are a lot better if you have a good credit score. But even if you have fair or bad credit, there are options. Some ...

Personal loans are a convenient way to cover a variety of expenses, like a wedding, vacation or surprise medical bill. Lenders typically disburse funds directly to your bank account and some will even ...