When it comes to your insurance, there are important differences when it comes to coverage for a wildfire versus a fire that ...

Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. HO-5 policies offer the broadest coverage of all policy types. Open peril coverage means losses are ...

Learn the differences between homeowners and mortgage insurance. Find out how each one protects your investment or lender and what they mean for your mortgage.

A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.

On the declarations page of your new policy, look for the policy effective date. This is when your new coverage begins.

Home warranty vs. home insurance, what's the difference? One covers normal wear and tear and the other liability and ...

When something goes wrong at home, knowing who to call and what protection applies is crucial. Many homeowners in the United States confuse home insurance with a home warranty, thinking they cover the ...