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Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

A 20-something today has a one in four chance of becoming disabled before retirement, according to the Social Security Administration. While Social Security disability benefits can help, the average ...

One in four 20-year-old Americans will be disabled before they reach age 67, according to the Social Security Administration. This reality underscores the need for long-term disability insurance (LTDI ...

Long-term care insurance is an essential component of financial planning for many individuals as they age. This type of policy provides peace of mind by covering the costs associated with care ...

As we age, the prospect of needing long-term care services becomes a significant concern. These types of services are designed to meet the health and personal care needs of those who can no longer ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...