In-plan guaranteed retirement income options are much discussed, but less often implemented. Here are resources for evaluating and implementing the insured in-plan option. The U.S. Department of Labor’s Employee Benefits Security Administration guidance ...

Whether retirement is just around the corner or a distant milestone, a solid income plan can help you maintain independence, security, and the all-important peace of mind. Planning for retirement is about more than just saving for the future; it’s about ...

The recently proposed Retirement Simplicity and Clarity Act would expand in-service rollovers to include annuities. In-service rollovers currently provide active employees with the ability to move funds from a defined contribution plan (e.g., 401 (k) plan) into an individual retirement account without needing to leave their current employment.

I’d like to make one thing clear. Every retirement income plan I design is to provide lifetime income. A retirement plan doesn’t last for 10 or 15 years, or for your life expectancy of, say, 22.7 years — your retirement is for life. Your income ...

Demographics are driving the retirement income discussion. The statistics in Exhibit 1 help paint the picture of an aging workforce with doubts about their ability to retire comfortably. The retirement income challenge offers an opportunity to align ...

The past 50 years have witnessed intense competition among asset managers, banks, insurance and mutual fund companies to capture market share in the $39 trillion retirement plan marketplace. Each new shift in plan design and product development has created ...

More income, less risk and a bigger legacy to pass down to your family: Can you really “have it all” when it comes to retirement planning? Yes, but this type of successful planning requires innovation. Come with me as I examine some new thinking when ...

The Repayment Assistance Plan will replace existing income-driven repayment plans starting in 2026. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or ...

Your federal student loan servicer is going to start expecting payments from you in January. The federal government’s student loan repayment pause that was issued during the pandemic is set to expire at the end of December. Americans with student loan ...

COLUMBIA — Statehouse Republicans who faced a massive backlash after introducing an income tax cut that actually increased taxes for most South Carolinians say they've fixed the problem with a new version heading to the House floor. The latest draft ...