A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.

As famed surrealist writer Franz Kafka was once believed to say: "Better to have, and not need, than to need, and not have." And while insurance can feel like a logistical nuisance for homeowners, its ...

Buying your first home is a major milestone. However, it comes with major financial responsibilities, including protecting your home with homeowners insurance. While many first-time buyers focus on ...

On the declarations page of your new policy, look for the policy effective date. This is when your new coverage begins.

Learn the differences between homeowners and mortgage insurance. Find out how each one protects your investment or lender and what they mean for your mortgage.

Home warranty vs. home insurance, what's the difference? One covers normal wear and tear and the other liability and ...

Some consumers are turning to home warranties to replace the mechanical breakdown endorsement on a home insurance policy.

To get adequate homeowners insurance coverage, know which questions to ask. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence ...

Home insurance protects you from a lot, but not from damage caused by floods, earthquakes, pests, water leaks and a number of ...

For many homeowners, roof replacement is one of the most expensive repairs they may ever face. It is also one of the most ...