Thinking about investing in an insurance company? Then you need to know one number: the combined ratio. What is it?In short, the combined ratio is the measure of the premiums an insurer earns -- i.e, ...

Hanover Insurance Group has seen a decrease in the combined ratio (excluding catastrophic losses), which is encouraging. However, return on equity remains negative. I take the view that Hanover ...

Insurance companies must save a certain percentage of the premiums they receive to pay for claims. The amount set aside, the reserves, must be enough should a large group of policyholders experience a ...

John J. Marchioni, CEO, President & Chairman, reported an operating return on equity of 13.2% for the quarter, attributing this performance to an 18% year-over-year increase in investment income. He ...

Discover how the Investment Income Ratio evaluates insurance profitability through net income vs. premiums. Learn its benefits and calculation methods.

Heritage Insurance Holdings’ HRTG profitability is underpinned by its combined ratio, a key measure of underwriting performance in the property and casualty (P&C) insurance industry. A combined ratio ...

The Progressive Corporation’s PGR profitability is underpinned by its combined ratio, a key measure of underwriting performance in the property and casualty (P&C) insurance industry. The combined ...

Skyward Specialty Insurance Group recently reported third-quarter results that surpassed analyst expectations, with net premiums earned climbing to US$351.8 million and a combined ratio of 89.2%, a ...

Overseas General Insurance: The current accident year combined ratio excluding catastrophe losses decreased 0.4 percentage points, including a 0.8 percentage point decrease in the loss ratio and a 0.4 ...

The Hanover Insurance Group, Inc. (NYSE:THG) presented its second quarter 2025 results on July 31, 2025, showcasing record profitability and significant improvements across key performance metrics.

Andrew Sebastian is the founder of ADS Insights. He has 10+ years of experience in investing strategies and 7+ years writing about financial topics. Chip Stapleton is a Series 7 and Series 66 license ...