Cyber Monday is coming to an end, which means it's time to start checking out your carts. However, before you do, you'll want to ensure you're making the most of the savings opportunities. That means ...

You know the pitch. You're at the checkout counter, and the cashier says, "Want to save 20% today by opening a store card?" I've fallen for it in the past at Macy's. And regretted it later when the ...