Learn what annuities are, how fixed, variable, indexed, immediate, and deferred annuities work, and how they can help provide steady retirement income.

Discover how state guaranty funds protect you if your insurance company fails and what steps you can take for additional ...

If you want to update a cash-value life insurance policy or annuity, you may have heard of the 1035 exchange. This IRS provision, based on Section 1035(a)(3) of the IRS code, allows you to exchange ...

What Is a Life Insurance Annuity? A life insurance annuity is a unique product that combines life insurance and an annuity. It is essentially a contract between an individual and an insurance company ...

Converting life insurance to annuities is a financial strategy that involves transforming the death benefit of a life insurance policy into a stream of income through an annuity contract. This ...

Annuities and life insurance provide solutions for different life needs, though each are offered by insurance companies. Annuities provide a stream of income while you or your family are alive, ...

When it comes to insurance products, here’s one piece of advice: The key isn’t what the product is — it’s what the client wants to do with it. We’ve been trained to think each product has one specific ...

Retirement should be a time for relaxation, travel, and pursuing your passions. However, a nagging concern haunts many: they fear they will outlive their savings. After all, as lifespans increase, the ...

“Over the last 10 to 15 years, there have been many improvements to both life insurance and annuity products. If you’ve been thinking about swapping your current annuity or insurance policy for a new ...

Talcott Financial Group, an international life insurance group and leading provider of comprehensive risk solutions, today announced its official launch in the retail annuity market segment with three ...

“Retirement alpha” makes a retirement portfolio all that it can and should be, said author and insurance veteran Tom Hegna at the 11th annual Inside Retirement conference. A former senior executive ...